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Loans

Lamar State College Port Arthur participates in the Federal Direct Loan Program offered by the Department of Education. Federal Direct Loans are student loans that must be repaid and are available to eligible students. A student must maintain at least half-time enrollment (6 or more credit hours) to receive student loans. In most cases, student loans do not need to be repaid until a student graduates, ceases attendance, or drops below half time enrollment.

Lamar State College Port Arthur does not participate in the Parent Plus Loan Program.

We do certify Private Alternative Loans from Sallie Mae in cases where a student is not eligible for other forms of aid. These are credit based loans and may require a cosigner.

Types of Direct Loans Available

How much can I borrow?

Is there a time limit on how long I can receive my loans?

What are the Current interest Rates?

Other than interest, is there a charge for this loan?

What steps should I take to apply for a loan?

When will I receive my loans?

Where can I find how much I have borrowed?

I need a deferment

Repayment

Who is INCEPTIA?